RICARDO ALONZA-ZALDYVAR – Associated Press
WASHINGTON (AP) – The older you get, the less you worry about aging in your home or community.
This is a key idea from the new Associated Press-NORC Public Relations Research Center a survey that found that adults in the U.S. aged 65 and older feel much better prepared for “aging on the spot” than those 50-64 years old, who are mostly still in the final stages of their working year.
The survey also documented greater uncertainty about aging for older blacks and Hispanics, likely the result of deep roots gap in wealth which is preferred by white people.
Aging at home, with family or a close friend is a common aspiration, and 88% of adults 50 years and older say it’s their goal in the past AP-NORC poll.
The outlook for those 65 and older is optimistic: nearly 8 out of 10 say they are very, very willing to stay in their current home for as long as possible.
But doubts creep in for those ages 50-64. In this group, the majority of those who rate themselves as extremely or highly prepared are reduced to about 6 out of 10, according to the survey.
This relatively young group especially argues that their financial situation is the main reason why they feel not very ready to age on the spot. The survey found that they are also more likely to be concerned about being able to stay in their communities, get help from doctors and get support from family members or close friends.
In part, this may be due to fear of the unknown among people who have hoped for a salary all their lives.
“If you’ve never done this before and you’re only going to do it once, you’re kind of flying in the seat of your pants,” said Lee Gerstenberger, in his late ’60s and retired from a financial services career. . “I spent a lot of time talking to people who were ahead of me on the journey,” says a Pittsburgh resident.
Also, people approaching their 60s may doubt whether Social Security and Medicare will really be for them. Stacey Wiggins, a narcology nurse who lives near Detroit, estimates she will likely work for at least another 10 years in the late 1960s – and possibly part-time after that. Older friends are already collecting social security.
“In my group, you’re wondering if it’s going to be available,” Wiggins said of government programs to support older people. “Maybe it’s not. You’ll find people who are less likely to have a traditional pension. These are things that leave you with a great thrill for the future.”
Some people in their 50s and early 60s may still be facing the recession of 2007-2009, when unemployment peaked at 10% and ransoms rose, said Sarah Szantan, dean of the University of John Nursing School. Hopkins. For an aging U.S. society, relatively little is being done to prepare older people for retirement, she noted.
“As Americans, we have always idolized young people, and we are not known to be ready to think about aging,” Szantan said. “It often comes as a surprise to people.” Her involvement in on-site aging problems began early in her career when she called the elderly at home.
In the survey, people aged 50 and older reported that their communities were uneven in their work to meet basic needs. While access to health care, healthy eating and high-speed Internet tended to be highly valued, only 36% said their community works well, providing affordable housing. Only 44% were satisfied with access to transportation and services that support the elderly in their homes.
Kim Harrelson-Pettischal hopes that as more people retire to her North Carolina coastal community, health facilities and other services will follow. Currently, a serious medical problem may involve driving to the hospital for up to an hour.
A real estate agent in her early 50s, Patishal shares a goal of aging at home, but her confidence level is not very high. “I think it just eats up the savings I have,” she said.
It’s all about the device, says another resident of the town, who is about 20 years older than Patishala. Shirley Hayden lives in Texas, near the Louisiana border and on the way to hurricanes from the Gulf of Mexico. She says she has no investment, only modest savings, but she assesses herself as very willing to continue aging on the spot.
“You have to learn to live within your means,” Hayden said. “I don’t take money for what I can’t afford.
“My biggest thing I have to get around when it comes to expenses is insurance,” she added. “I don’t need new clothes at all. In Texas, you live in jeans and t-shirts and they don’t go out of style. Yes, your shoes wear out, but how often do you buy a pair of shoes? ”
It is not easy to get around the well-documented gap in racial wealth that is holding back, in particular, older black people. The Federal Reserve report notes that, on average, black and Latin American households have 15% to 20% more net wealth than white households.
In a survey, 67% of black Americans and 59% of Hispanics aged 50 and older said they felt very, very willing to stay in their homes as long as possible, compared with 73% of white Americans who said they felt confident.
Wiggins, a Detroit nurse, also says Black is a pattern she is familiar with. “Part of it is the wealth of generations,” she said. “I have white friends whose dad died and left them settled. I have Black friends whose parents died and they left enough to bury them, but nothing significant. “
AP Public Opinion Research Director Emily Swanson and polling reporter Hannah Fingerhat contributed to the report.
The AP-NORC survey of 1,762 adults aged 50 and older was conducted between February 24 and March 1 with funding from The SCAN Foundation. It used a sample taken from the Foresight 50+ group, based on the probability of NORC, among adults aged 50 years and older, which is intended to represent the US population. The tolerance of sampling error for all respondents is plus or minus 3.4 percentage points.
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