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Cyber ​​security expert, economist gives advice on Cyber ​​Monday

CHICAGO — As shoppers head online this holiday season for Cyber ​​Monday deals, the economy is the top question for many.

“We do see that consumers are worried and consumer sentiment indicators are weak, on the other hand we continue to see consumers spending,” said PNC Bank Chief Economist Gus Faucher.

Despite inflation, Cyber ​​Monday it is expected to be a year the biggest shopping day online with estimated sales of $11.6 billion. That’s a jump from $10.7 billion last year.

Shoppers spent more than $9.1 billion Black Fridayup about 2% from last year, and consumers spent $9.55 billion in online sales over the weekend.

“I think we may see holiday shoppers spend more on services, perhaps gift certificates, travel, and less on merchandise in the 2022 holiday season,” Faucher said.

Cyber ​​security experts advise online shoppers to beware of fake sellers or payment services that try to steal customer information.

“Fake gifts, fake delivery confirmations or order receipts, even trying to get us to install fake malware are things I would be very wary of,” said Chris Peltz of Guidepoint Security.

The best advice is to stick to reputable online sellers and use reliable payment services such as PayPal that offer fraud protection.

“Take your time, look for spelling mistakes,” Peltz said. “Often in these fake ads or emails, they get the name of the retailer wrong, something is wrong, and they think again about the information they’re asking for. When I get a delivery notification, I don’t have to give a lot of personal information or even a payment.”

Experts predict that many people will be working on a tighter budget and buying less expensive gifts for fewer people.


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